Occupation
Insurance Underwriter
An Insurance Underwriter evaluates applications for insurance coverage, performing risk assessment and actuarial analysis to decide whether to accept a policy and at what price. Working within an insurance carrier's underwriting department, they use specialized underwriting software and must stay current on regulatory compliance requirements governing the products they underwrite. The role demands meticulous attention to detail and sound judgment from professionals balancing profitability against risk exposure.
Duties & responsibilities
- Evaluate insurance applications and assess risk using underwriting guidelines and actuarial principles to determine coverage eligibility
- Review policyholder and agent information to classify risks accurately and calculate appropriate premiums
- Analyze financial statements and loss history to price policies competitively while managing profitability and exposure
- Make coverage decisions by applying policy forms and regulatory requirements to specific risk scenarios
- Communicate underwriting decisions and policy terms clearly to agents, brokers, and internal teams
- Build and maintain relationships with brokers and agents to support business development and account management
- Mentor junior underwriters and contribute to team performance and process improvement
What Insurance Underwriter roles involve, from employers’ own postings.
How much does an Insurance Underwriter make?
Too few Insurance Underwriter postings state pay to publish a median yet: 12 of 26 open roles do, and we wait for 25.
Who is hiring for Insurance Underwriter roles?
26 open Insurance Underwriter roles from 6 employers; the most at American International Group, CNA Financial and Auto-Owners Insurance.
From employers’ own postings, as of.
Insurance Underwriter in the job market
Last checked October 28, 2026
- Open roles
- 26
- Employers
- 6
- Median pay
- —
- Disclose pay
- —
on Career App right now
hiring for it
not enough disclosed
of these roles
Career ladder
Often comes from
Often leads to
Similar roles
Open Insurance Underwriter roles (26)
Underwriting Lead, Cyber Portfolio Underwriting
Coalition, Inc
Any location, United States · $135,000 – $185,000
Coalition seeks an experienced cyber underwriting leader to manage referral decisions and portfolio governance for their North American business, converting underwriting patterns into better guidelines and automated systems. This role combines hands-on underwriting judgment with strategic process improvement for a rapidly scaling insurance provider.
Listed on Coalition, Inc’s careers site · Apply there ↗
Life Annuities Intern - Summer 2027
Auto-Owners Insurance
Internship · Lansing, MI · $18 / hour
A summer internship in annuities underwriting at an insurance company, where you'll learn to evaluate insurance risks and work with agents while supporting the underwriting team. This role suits college students interested in the insurance industry who can manage multiple tasks independently.
Listed on Auto-Owners Insurance’s careers site · Apply there ↗
Manager, Underwriting
Cigna
HKGN 348 Kwun Tong Road
This role manages underwriting risk by evaluating insurance applications and claims while mentoring junior underwriters to strengthen their medical knowledge and decision-making abilities. It suits experienced medical underwriters with deep technical expertise who want to combine hands-on assessment work with team leadership.
Listed on Cigna’s careers site · Apply there ↗
Underwriting Specialist, National Accounts Casualty
CNA Financial
Full-time · $115,000 – $140,000
This role manages a complex portfolio of large casualty insurance accounts, designing customized programs and negotiating terms with brokers while working strategically across teams. It suits experienced underwriters who excel at handling multi-layered risks and want to grow into technical leadership within a national accounts environment.
Listed on CNA Financial’s careers site · Apply there ↗
Regional Product Specialist, Lexington Builders Risk
American International Group
$114,500 – $143,500
This role oversees a portfolio of builders risk construction insurance accounts, managing renewals and new business while coaching an underwriting team. It suits experienced insurance underwriters with strong technical knowledge of construction and property risks who want to balance underwriting decisions with business development and staff leadership.
Listed on American International Group’s careers site · Apply there ↗
Underwriting Manager - Middle Market
Sentry Insurance
Madison, WI
This role involves managing a team of underwriters in commercial insurance's middle market segment, overseeing day-to-day operations and strategy execution while mentoring staff and building client relationships. It suits experienced underwriters ready to move into management with responsibility for process improvement and team development.
Listed on Sentry Insurance’s careers site · Apply there ↗
Underwriting Consulting Director - National Accounts Property Shared & Layered
CNA Financial
Plano, TX
A senior underwriting role managing complex property insurance policies for large national accounts, requiring deep technical expertise to assess risks, set pricing, and guide less experienced underwriters. This suits someone with a decade of insurance underwriting experience who wants to expand their influence across a region while remaining hands-on with high-value business.
Listed on CNA Financial’s careers site · Apply there ↗
Entry Level Personal Lines Underwriter
Auto-Owners Insurance
Lansing, MI
Auto-Owners is hiring an entry-level underwriter trainee to learn property and casualty insurance underwriting principles and apply coverage rules to make underwriting decisions. The role suits someone with a bachelor's degree or equivalent experience who wants structured training in insurance and the flexibility of remote work after initial in-person onboarding.
Listed on Auto-Owners Insurance’s careers site · Apply there ↗
Senior Underwriter Financial Lines CEE (w/m/d)
American International Group
This role leads the development of AIG's Financial Lines insurance portfolio across Eastern Europe from a Germany-based position, requiring someone with extensive underwriting experience to build relationships with brokers and design sustainable risk strategies across multiple countries. The position suits ambitious professionals with deep Financial Lines expertise and existing connections in the region who thrive managing complex, multi-country portfolios.
Listed on American International Group’s careers site · Apply there ↗
Underwriting Consultant, National Accounts Property, Shared & Layered
CNA Financial
Full-time
This role oversees complex property insurance underwriting for large national accounts, requiring deep technical expertise in shared and layered policies and the ability to manage relationships with brokers and agencies across a region. It suits experienced underwriters ready to take on portfolio management, pricing strategy, and mentorship responsibilities with substantial autonomy.
Listed on CNA Financial’s careers site · Apply there ↗
Roles similar to Insurance Underwriter (71)
From Actuary, Claims Adjuster, Claims Examiner, Claims Manager, Claims Specialist, Credit Authorizer, Insurance Sales Agent, Life Insurance Sales Agent, Loan Underwriter, Risk Analyst, Risk Consultant, Risk Manager.
Field Office - Claims Specialist
Social Security Administration
Full-time · Elkton, MD · $44,887 – $88,421
The Social Security Administration seeks Claims Specialists to interview beneficiaries, verify eligibility for retirement and disability benefits, and make determinations on benefit payments using federal computer systems. This role suits people comfortable with detailed regulatory work and direct public service in a government setting.
Via USAJOBS · Apply there ↗
REGIONAL PROPERTY CLAIMS ADJUSTER - INSPECTOR
Grinnell Mutual
Full-time · Bloomington, IL · $67,497 – $116,995
A seasoned property claims professional who investigates farm and homeowner losses across Illinois, determining coverage and settling claims while serving as a mentor to junior adjusters. This role suits experienced adjusters ready to work independently from a home office, managing complex cases and building relationships with agents across an assigned region.
Listed on Grinnell Mutual’s careers site · Apply there ↗
Senior General Liability Claims Adjuster
Honeycomb Insurance
Full-time · West Coast - Remote · $110,000 – $135,000
This role handles the full lifecycle of commercial general liability claims for a fast-growing insuretech startup, from investigation and liability assessment through negotiation and resolution. It suits experienced claims adjusters ready to work on complex matters and litigated cases in a modern, remote-first environment.
Listed on Honeycomb Insurance’s careers site · Apply there ↗
Claims Examiner
Tokio Marine HCC
Los Angeles, CA
Listed on Tokio Marine HCC’s careers site · Apply there ↗
ACTUARY
Pension Benefit Guaranty Corporation
Washington, DC · $169,279 – $197,200
Via USAJOBS · Apply there ↗
Senior Actuarial Analyst
Cohere Health
United States · $130,000 – $140,000
This role involves building and maintaining actuarial models and client-facing reports that measure the financial and clinical impact of prior authorization programs. It suits someone with healthcare analytics experience and strong communication skills who can translate complex analyses for both executives and external customers.
Listed on Cohere Health’s careers site · Apply there ↗
Ancillary Specialist- Remote
DriveTime
Full-time · Remote
This role involves reviewing and processing GAP insurance claims for SilverRock, verifying documentation and determining the correct payouts to customers or loan holders. The position suits someone who thrives in a fast-paced, detail-oriented environment and can handle emotionally demanding interactions while maintaining composure and a solutions-focused mindset.
Listed on DriveTime’s careers site · Apply there ↗
Complex Claims Consultant - Medical Malpractice, Hospitals, Healthcare Facilities, Physicians and Dental Malpractice
CNA Financial
Full-time · $72,000 – $141,000
This role manages intricate healthcare professional liability claims across multiple states, requiring deep expertise in policy interpretation, investigation, and negotiation to resolve disputed matters. It suits experienced claims professionals who thrive on complex technical problems and can balance autonomy with cross-functional collaboration.
Listed on CNA Financial’s careers site · Apply there ↗
2027 Early Careers: Analyst, Claims – United States, Lenexa, KS, Houston, TX, & New York, NY
American International Group
Full-time · $69,500 – $83,400
An early-career program role supporting insurance claims investigation, evaluation, and resolution while learning the industry through mentorship and structured development. This suits recent graduates entering insurance who want hands-on experience in claims operations and exposure to multiple specializations within the field.
Listed on American International Group’s careers site · Apply there ↗
Summer 2027 Actuarial Intern
Voya Financial
Internship · United States-Remote · $24 – $30 / hour
An internship performing mathematical and data-focused actuarial work, including compiling loss reserves, rate filings, and pricing analyses under close mentorship. Suited for undergraduate or graduate students in quantitative fields graduating December 2027 or later who want hands-on experience in insurance analytics.
Listed on Voya Financial’s careers site · Apply there ↗
Who employers are hiring
- Entry24%
- Mid12%
- Senior60%
- Management4%
From 25 roles whose posting states a level.
Skills Insurance Underwriter postings ask for
Measured from the 26 open roles, not from a curated list.
- Microsoft Office3 roles11.5%
- Portfolio Management3 roles11.5%
- Risk Analysis3 roles11.5%
Employers hiring Insurance Underwriters
6 in total, most open roles first.
- American International Group10 roles
- CNA Financial7 roles
- AIAuto-Owners Insurance6 roles
- Cigna1 role
- CICoalition, Inc1 role
- Sentry Insurance1 role