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Loan Underwriter

A Loan Underwriter reviews loan applications to determine creditworthiness and approval terms, performing credit analysis and financial statement analysis alongside broader risk assessment of the borrower and collateral. Working within a bank, credit union, or mortgage lender, they use loan origination software and must ensure every decision meets regulatory compliance standards such as fair lending laws. This role suits detail-oriented, analytical people comfortable making judgment calls that carry real financial consequences.

Career ladder

Often leads to

Open Loan Underwriter roles (1)

Credit Specialist - Underwriter

Octane

Irving, TX

This role combines loan underwriting with dealer relationship management, requiring you to review loan applications for compliance while guiding dealership partners through the underwriting process and platform. It suits someone with lending experience who enjoys both analytical work and phone-based customer engagement.

Listed on Octane’s careers site · Apply there ↗

Likely next role (1)

Where Loan Underwriters commonly go next: Senior Underwriter.

Apply for Senior Underwriter at Tokio Marine HCC on their siteTokio Marine HCC

Senior Underwriter

Tokio Marine HCC

Remote - Minnesota

Listed on Tokio Marine HCC’s careers site · Apply there ↗

Roles similar to Loan Underwriter (81)

From Credit Analyst, Credit Authorizer, Insurance Underwriter, Loan Officer, Mortgage Loan Officer, Risk Analyst, Senior Loan Officer, Senior Underwriter, Underwriting Manager.

Apply for Mortgage Loan Officer at Gate City Bank on their site

Mortgage Loan Officer

Gate City Bank

Fargo, ND

Listed on Gate City Bank’s careers site · Apply there ↗

Apply for Senior Underwriter at Tokio Marine HCC on their siteTokio Marine HCC

Senior Underwriter

Tokio Marine HCC

Remote - Minnesota

Listed on Tokio Marine HCC’s careers site · Apply there ↗

Apply for Credit Analyst at International Bank of Commerce on their siteInternational Bank of Commerce

Credit Analyst

International Bank of Commerce

Brownsville, TX

Listed on International Bank of Commerce’s careers site · Apply there ↗

Apply for Credit Analyst at Gordon Food Service on their siteGordon Food Service

Credit Analyst

Gordon Food Service

Imperial, PA

Listed on Gordon Food Service’s careers site · Apply there ↗

DriveTime

Loan Advisor

DriveTime

Fort Worth, TX

This role involves contacting customers with past-due auto loan balances, negotiating payment plans, and helping them get back on track with their loans. It suits people with collections or financial services experience who can stay calm under pressure and build relationships while meeting production goals.

Listed on DriveTime’s careers site · Apply there ↗

Cigna

Manager, Underwriting

Cigna

HKGN 348 Kwun Tong Road

This role manages underwriting risk by evaluating insurance applications and claims while mentoring junior underwriters to strengthen their medical knowledge and decision-making abilities. It suits experienced medical underwriters with deep technical expertise who want to combine hands-on assessment work with team leadership.

Listed on Cigna’s careers site · Apply there ↗

CNA Financial

Underwriting Specialist, National Accounts Casualty

CNA Financial

Full-time · $115,000 – $140,000

This role manages a complex portfolio of large casualty insurance accounts, designing customized programs and negotiating terms with brokers while working strategically across teams. It suits experienced underwriters who excel at handling multi-layered risks and want to grow into technical leadership within a national accounts environment.

Listed on CNA Financial’s careers site · Apply there ↗

Citizens Equity First Credit Union

Direct Lending Interviewer

Citizens Equity First Credit Union

Full-time · Peoria, IL · $19 – $22 / hour

This role involves processing consumer loan applications for a credit union by gathering applicant information, reviewing credit histories, and communicating loan decisions to members. It suits someone who enjoys helping people navigate financial products and can work efficiently in a call center environment while building relationships with customers.

Listed on Citizens Equity First Credit Union’s careers site · Apply there ↗

Entry Level Personal Lines Underwriter

Auto-Owners Insurance

Lansing, MI

Auto-Owners is hiring an entry-level underwriter trainee to learn property and casualty insurance underwriting principles and apply coverage rules to make underwriting decisions. The role suits someone with a bachelor's degree or equivalent experience who wants structured training in insurance and the flexibility of remote work after initial in-person onboarding.

Listed on Auto-Owners Insurance’s careers site · Apply there ↗

Bain Capital

2027 Analyst, Liquid Structured Credit

Bain Capital

Internship · Boston, MA · $110,000

Bain Capital Credit is hiring summer analysts for their Liquid Structured Credit team to conduct investment research, build financial models, and generate buy/sell recommendations on credit opportunities. This role suits undergraduates with strong academics and internship experience who are analytical, curious, and want hands-on exposure to credit investing at a major firm.

Listed on Bain Capital’s careers site · Apply there ↗

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