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Credit Analyst

A Credit Analyst evaluates the creditworthiness of individuals, businesses, or counterparties by conducting financial statement analysis and credit risk assessment to determine appropriate lending terms and exposure limits. They build models and spreadsheets in Excel to stress-test repayment ability, apply credit scoring systems to standardize decisions, and ensure recommendations align with regulatory compliance requirements such as fair lending and capital adequacy rules. Typically based within a bank, credit union, or corporate treasury/credit department, this role suits detail-oriented finance professionals who are early-to-mid career and often working toward a CFA or similar credit certification.

Duties & responsibilities

  • Evaluate loan applications and financial statements to assess creditworthiness and repayment ability
  • Prepare credit documentation and ensure compliance with lending policies and regulatory requirements
  • Analyze financial data and credit metrics to support underwriting decisions
  • Monitor ongoing credit portfolios and identify deviations from loan terms or performance expectations
  • Develop financial models and spreadsheets to stress-test credit scenarios
  • Coordinate with internal teams and clients to gather information and resolve credit issues

What Credit Analyst roles involve, from employers’ own postings.

How much does a Credit Analyst make?

Too few Credit Analyst postings state pay to publish a median yet: 11 of 17 open roles do, and we wait for 25.

Who is hiring for Credit Analyst roles?

17 open Credit Analyst roles from 8 employers; the most at Moody's Corporation, The Home Depot and Blackstone Group.

From employers’ own postings, as of.

Credit Analyst in the job market

Last checked October 27, 2026

Open roles
17

on Career App right now

Employers
8

hiring for it

Median pay
—

not enough disclosed

Disclose pay
—

of these roles

Career ladder

Often comes from

Open Credit Analyst roles (17)

Apply for Credit Analyst at U.S. Bank on their siteU.S. Bank

Credit Analyst

U.S. Bank

Listed on U.S. Bank’s careers site · Apply there ↗

Credit Analyst CRE

WaFd Bank

Salt Lake City, UT · $28 – $43 / hour

This Commercial Real Estate Credit Analyst role involves evaluating loan applications, analyzing financial statements and borrower creditworthiness, and supporting relationship managers in credit decisions. The position suits someone with accounting or finance training who can manage detailed financial analysis and work independently within a banking environment.

Listed on WaFd Bank’s careers site · Apply there ↗

Moody's Corporation

VP-Methodology Development Group

Moody's Corporation

Full-time · New York, NY · $200,000 – $290,000

This role leads methodology development projects at Moody's, creating rating frameworks and analytical standards used across credit and structured finance globally. It suits experienced credit professionals with strong quantitative skills who want to shape how risk assessment methodologies evolve, especially those interested in applying AI responsibly to analytical work.

Listed on Moody's Corporation’s careers site · Apply there ↗

Sotheby's

Associate, Client Success, Sotheby’s Financial Services

Sotheby's

New York, NY · $75,000 – $105,000

Sotheby's Financial Services seeks a credit analyst to underwrite art-backed loans and manage a portfolio of active lending arrangements. This role suits someone with financial services experience and ideally some background in the art market, who can handle complex credit decisions and coordinate with auction house specialists and clients.

Listed on Sotheby's’s careers site · Apply there ↗

PlainsCapital Bank

Credit Analyst

PlainsCapital Bank

Austin, TX

A Credit Analyst at PlainsCapital Bank supports commercial lending by evaluating loan applications, preparing documentation, and monitoring ongoing credits across working capital, equipment, and real estate financing. This role suits detail-oriented professionals comfortable with financial analysis and credit policy compliance.

Listed on PlainsCapital Bank’s careers site · Apply there ↗

Apollo Management

Principal. Private IG (Portfolio Management/Workouts)

Apollo Management

Full-time · $300,000

This is a senior credit investment role focused on managing a portfolio of private investment-grade debt while originating new deals, requiring both the analytical skill to spot trouble early and the execution capability to lead restructurings and complex transactions. It suits someone with deep credit experience in workouts or special situations who can wear both an oversight and an underwriting hat in a buy-side environment.

Listed on Apollo Management’s careers site · Apply there ↗

The Home Depot

ANALYST TRADE CREDIT SERVICES - Account Origination

The Home Depot

Atlanta, GA

This role manages commercial credit accounts for Home Depot's Pro Trade Credit program, handling credit origination, collections, and customer service for business clients. It suits someone with credit or collections experience who enjoys problem-solving within a structured financial services environment.

Listed on The Home Depot’s careers site · Apply there ↗

Blackstone Group

Blackstone Credit & Insurance – LCS, Restructuring, Senior Associate

Blackstone Group

New York, NY · $140,000 – $170,000

Blackstone's restructuring team is looking for an experienced credit professional to analyze and structure liability management and balance sheet restructuring deals across their $123B liquid credit platform. This role suits someone with 2+ years in restructuring or distressed investing who wants to deepen their expertise in complex credit transactions.

Listed on Blackstone Group’s careers site · Apply there ↗

Moody's Corporation

Executive Director - Fund Finance (Americas)

Moody's Corporation

Full-time · New York, NY · $246,200 – $356,900

A senior leadership role overseeing Moody's Fund Finance business across the U.S., combining credit expertise with executive management of an analytical team and strategic direction-setting for a growing market. This suits experienced credit professionals with deep fund finance knowledge and proven leadership of high-performing teams who want to shape a franchise's future while engaging regulators and major market participants.

Listed on Moody's Corporation’s careers site · Apply there ↗

The Home Depot

ANALYST TRADE CREDIT SERVICES

The Home Depot

Atlanta, GA

This role manages commercial credit accounts and collections for Home Depot's Pro Trade Credit program, involving underwriting decisions, dispute resolution, and customer communication. It suits someone with credit or collections experience who can balance analytical problem-solving with direct customer interaction.

Listed on The Home Depot’s careers site · Apply there ↗

View all 17 on Jobs

Likely next role (8)

Where Credit Analysts commonly go next: Credit Manager, Risk Analyst.

U.S. Bank

Credit Portfolio Manager - Energy Industries - Denver or Dallas, Institutional Client Group

U.S. Bank

Full-time · $139,230 – $163,800

A credit professional will manage a portfolio of energy-industry lending relationships for U.S. Bank's institutional clients, handling underwriting, risk assessment, and business expansion across investment and non-investment grade accounts. This role suits experienced lenders with commercial credit expertise who want to specialize in energy sector financing.

Listed on U.S. Bank’s careers site · Apply there ↗

AllianceBernstein

Senior Associate, Credit Manager

AllianceBernstein

Minneapolis, MN · $110,000 – $155,000

A credit risk management role focused on assessing and monitoring residential loan portfolios sourced through correspondent networks, including underwriting guidelines, borrower evaluation, and portfolio performance monitoring. This position suits experienced credit professionals with mortgage or banking backgrounds who want to take on broader portfolio strategy and stakeholder collaboration responsibilities.

Listed on AllianceBernstein’s careers site · Apply there ↗

Moderna

Senior Third Party Risk Analyst

Moderna

A Third Party Risk Analyst role within Moderna's governance and compliance organization, responsible for managing cybersecurity risk assessments of external vendors and partners in a regulated pharmaceutical environment. The position suits experienced risk professionals who can evaluate complex security controls, influence stakeholders across departments, and help mature enterprise risk management practices for a rapidly growing biotech company.

Listed on Moderna’s careers site · Apply there ↗

Levi Strauss & Co.

Credit Management Americas – Team Lead

Levi Strauss & Co.

Full-time

Lead the credit management function for Levi Strauss's Americas operations, overseeing a team that evaluates customer creditworthiness, manages risk, and supports revenue growth across the US, Canada, and Mexico. This role suits experienced credit professionals with people management background who can balance financial prudence with business development in a multinational environment.

Listed on Levi Strauss & Co.’s careers site · Apply there ↗

Citigroup

Credit Portfolio Sr Analyst

Citigroup

Full-time · New York, NY · $109,120 – $163,680

A financial analyst role supporting Citi's hedge fund risk solutions desk, monitoring and designing portfolio risk management solutions while working with sales, clients, and internal teams to optimize risk and profitability across asset classes. Suited to someone with strong quantitative skills, derivatives knowledge, and experience in risk modeling who thrives in a fast-paced trading environment.

Listed on Citigroup’s careers site · Apply there ↗

Intuit

Proactive Risk Specialist

Intuit

Atlanta, GA

This role monitors account health data to identify enterprise customers at risk of escalation, then routes them to the appropriate team or intervention before problems become critical. It suits detail-oriented professionals who combine analytical rigor with customer empathy and want to prevent crises rather than respond to them.

Listed on Intuit’s careers site · Apply there ↗

Intuit

Senior Fraud and Risk Analyst, QuickBooks Money Services

Intuit

Mountain View, CA · $150,500 – $204,000

This role leads the development of risk policies and fraud detection strategies for Intuit's fintech payment and lending products serving small and mid-market businesses. It suits someone with data analytics expertise and financial services risk experience who wants to build AI-driven risk systems at scale.

Listed on Intuit’s careers site · Apply there ↗

Intuit

Staff Fraud and Risk Analyst - Fintech

Intuit

Mountain View, CA · $168,500 – $228,000

This role involves developing and implementing fraud detection policies for Intuit's consumer lending and money movement products using data analytics and risk modeling. It suits analysts with fintech experience who enjoy translating complex data into actionable fraud prevention strategies across multiple product lines.

Listed on Intuit’s careers site · Apply there ↗

Roles similar to Credit Analyst (185)

From Accounts Receivable Manager, Actuarial Analyst, Credit Authorizer, Financial Analyst, Fraud Analyst, Investment Analyst, Loan Officer, Loan Processor, Loan Underwriter, Portfolio Analyst, Risk Analyst, Senior Loan Officer.

Apply for Financial Analyst at Century Theatres on their site

Financial Analyst

Century Theatres

Plano, TX

Listed on Century Theatres’s careers site · Apply there ↗

Financial Analyst

Nuclear Regulatory Commission

Rockville, MD · $70,623 – $158,322

This federal role supports IT budget planning and financial strategy for a government agency's technology portfolio, analyzing resource allocation decisions and investment proposals. The position suits candidates with experience in federal financial management, capital planning, and complex budget analysis who can guide stakeholders through investment decisions.

Via USAJOBS · Apply there ↗

Apply for Financial Analyst at Joint Activities, Department of the Army on their site

Financial Analyst

Joint Activities, Department of the Army

Fort Meade, Maryland · $143,913 – $196,689

Via USAJOBS · Apply there ↗

FINANCIAL SPECIALIST

Air Education and Training Command

Maxwell AFB, Alabama · $89,508 – $116,362

This is a federal government financial management role supporting military officer education programs, involving budget development, cost analysis, and financial oversight. It suits someone with experience in DoD budgeting and accounting who can advise on resource allocation and help resolve funding issues.

Via USAJOBS · Apply there ↗

Acquisition Financial Management Specialist

Space Systems Command

Full-time · Chantilly, VA · $102,415 – $158,322

This Space Force role manages financial reporting and compliance for complex acquisition programs, requiring someone who can navigate accounting challenges, strengthen internal controls, and provide strategic financial guidance to senior leaders overseeing defense technology projects.

Via USAJOBS · Apply there ↗

FINANCIAL MANAGEMENT ANALYST - TITLE 5

Air National Guard Units

Full-time · Garden City, Georgia · $61,722 – $80,243

This is a federal financial analyst role within the National Guard that focuses on resolving complex accounting discrepancies, reconciling financial records, and ensuring compliance with DoD regulations across military and civilian pay systems. The position suits people with accounting expertise and attention to detail who can work through intricate financial problems in a government environment.

Via USAJOBS · Apply there ↗

Apply for Financial Analyst at Defense Logistics Agency on their site

Financial Analyst

Defense Logistics Agency

Fort Belvoir, VA · $121,785 – $158,322

Via USAJOBS · Apply there ↗

Financial Specialist (Business Manager), School of Engineering and Cyber Systems

U.S. Coast Guard

Full-time · New London, CT · $84,260 – $109,545

A financial and administrative leadership role managing the budget, operations, and logistics for a military engineering school within the Coast Guard. Suited for someone with federal accounting experience and financial systems expertise seeking a stable civilian government position.

Via USAJOBS · Apply there ↗

Apply for Financial Analyst at United Parks & Resorts on their siteUnited Parks & Resorts

Financial Analyst

United Parks & Resorts

Tampa, FL

Listed on United Parks & Resorts’s careers site · Apply there ↗

FINANCIAL MANAGEMENT ANALYST

Army National Guard Units

Latham, NY · $63,678 – $82,787

This is a federal Financial Management Analyst role within the National Guard's fiscal office, examining and resolving complex military and civilian pay accounts, determining eligibility for entitlements, and reconciling financial records to ensure compliance with federal regulations. The position suits someone with accounting or finance credentials who can work independently reviewing diverse pay scenarios and preparing supporting documentation for payments or collections.

Via USAJOBS · Apply there ↗

Employers hiring Credit Analysts

8 in total, most open roles first.

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