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OneAZ Credit Union

Senior Commercial Loan Underwriter

OneAZ Credit Union

Phoenix, AZ · full time · Senior

$96,664 – $120,830

Listed on OneAZ Credit Union’s own careers site. You apply with them directly — we never stand between you and the employer.

What this role is

OneAZ Credit Union seeks an experienced underwriter to evaluate and structure complex commercial loans across real estate, term loans, and government programs, while mentoring junior credit analysts and ensuring portfolio quality. This role suits someone with 5-8 years of commercial lending background who can work independently on high-stakes credit decisions and guide others through best practices.

Our summary, not OneAZ Credit Union’s wording. The full posting is on their site.

Skills this role names

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What they ask for

Required

  • 5-8 years commercial lending or underwriting experience
  • Experience underwriting commercial real estate and C&I loans
  • Advanced cash flow analysis and ratio analysis skills
  • Knowledge of commercial loan documentation and covenant monitoring
  • Ability to analyze complex credit decisions independently
  • Strong written and verbal communication skills
  • Proficiency with Microsoft Office applications

Nice to have

  • Bachelor's degree in Finance, Accounting, Business Administration, Economics, or related field
  • NMLS registration (if applicable as mortgage loan originator)
  • Coaching and mentoring experience

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