Skill
Peer-To-Peer Lending
Finance and Accounting
Peer-to-peer (P2P) lending is a method of financing in which individuals borrow and lend money directly to one another through an online platform, bypassing traditional banks. Platforms like LendingClub and Prosper match borrowers with individual or institutional investors who fund loans in exchange for interest payments, often at rates more favorable than banks for both parties.
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