# Credit Risk

Skill · Finance and Accounting

Canonical page: https://career.thegoodapps.co/skills/credit-risk

Credit risk is the potential that a borrower or counterparty will fail to meet their debt obligations, resulting in financial loss for the lender. Banks, financial institutions, and risk management professionals model and monitor credit risk using statistical tools, credit scoring, and stress testing to inform lending decisions and capital reserves. It is a central concern in banking regulation, such as Basel III requirements.

Related skills: [Financial Modeling](https://career.thegoodapps.co/skills/financial-modeling), [Underwriting](https://career.thegoodapps.co/skills/underwriting), [Risk Management](https://career.thegoodapps.co/skills/risk-management)

## Open roles requiring Credit Risk (0)

None of the roles we have read name this skill yet. A large share of the visible corpus has not been parsed for skills, so this is at least as likely to be our backlog as the market's verdict.