# Credit Analyst

Occupation

Canonical page: https://career.thegoodapps.co/occupations/credit-analyst

A Credit Analyst evaluates the creditworthiness of individuals, businesses, or counterparties by conducting financial statement analysis and credit risk assessment to determine appropriate lending terms and exposure limits. They build models and spreadsheets in Excel to stress-test repayment ability, apply credit scoring systems to standardize decisions, and ensure recommendations align with regulatory compliance requirements such as fair lending and capital adequacy rules. Typically based within a bank, credit union, or corporate treasury/credit department, this role suits detail-oriented finance professionals who are early-to-mid career and often working toward a CFA or similar credit certification.

Top skills: [Financial Statement Analysis](https://career.thegoodapps.co/skills/financial-statement-analysis), [Regulatory Compliance](https://career.thegoodapps.co/skills/regulatory-compliance)

## Career ladder

- Often comes from: [Credit Authorizer](https://career.thegoodapps.co/occupations/credit-authorizer)
- Often leads to: [Credit Manager](https://career.thegoodapps.co/occupations/credit-manager), [Risk Analyst](https://career.thegoodapps.co/occupations/risk-analyst)

## Similar roles

[Accounts Receivable Manager](https://career.thegoodapps.co/occupations/accounts-receivable-manager), [Actuarial Analyst](https://career.thegoodapps.co/occupations/actuarial-analyst), [Credit Authorizer](https://career.thegoodapps.co/occupations/credit-authorizer), [Financial Analyst](https://career.thegoodapps.co/occupations/financial-analyst), [Fraud Analyst](https://career.thegoodapps.co/occupations/fraud-analyst), [Investment Analyst](https://career.thegoodapps.co/occupations/investment-analyst), [Loan Officer](https://career.thegoodapps.co/occupations/loan-officer), [Loan Processor](https://career.thegoodapps.co/occupations/loan-processor), [Loan Underwriter](https://career.thegoodapps.co/occupations/loan-underwriter), [Portfolio Analyst](https://career.thegoodapps.co/occupations/portfolio-analyst), [Risk Analyst](https://career.thegoodapps.co/occupations/risk-analyst), [Senior Loan Officer](https://career.thegoodapps.co/occupations/senior-loan-officer)

## Open Credit Analyst roles (14)

- [Credit Analyst](https://ejlu.fa.us2.oraclecloud.com/hcmUI/CandidateExperience/en/sites/HilltopHoldingsAllJobs/job/32142/apply) at [PlainsCapital Bank](https://career.thegoodapps.co/organizations/plainscapital-bank) — Austin, TX (listed on PlainsCapital Bank's own careers site)
- [Credit Analyst](https://ibc.wd5.myworkdayjobs.com/en-US/ibc_careers/job/Brownsville-TX/Credit-Analyst_R15876-1) at [International Bank of Commerce](https://career.thegoodapps.co/organizations/international-bank-of-commerce) — Brownsville, TX (listed on International Bank of Commerce's own careers site)
- [Credit Analyst](https://gfs.wd5.myworkdayjobs.com/en-US/usjobs-gen-gfs/job/Imperial-Pennsylvania/Credit-Analyst_R-53494) at [Gordon Food Service](https://career.thegoodapps.co/organizations/gordon-food-service) — Imperial, PA (listed on Gordon Food Service's own careers site)
- [2027 Analyst, Liquid Structured Credit](https://career.thegoodapps.co/jobs/8e2061e5-6e77-4998-9538-816d20bc8ce5/2027-analyst-liquid-structured-credit-at-bain-capital) at [Bain Capital](https://career.thegoodapps.co/organizations/bain-capital) — Internship, Boston, MA, $110,000
- [Principal. Private IG (Portfolio Management/Workouts)](https://career.thegoodapps.co/jobs/787c38ed-c029-4419-8190-174de78f0d0d/principal-private-ig-portfolio-management-workouts-at-apollo-management) at [Apollo Management](https://career.thegoodapps.co/organizations/apollo-management) — Full-time, $300,000
- [Analyst, Account Origination](https://career.thegoodapps.co/jobs/b6ef6350-274a-45aa-9da7-6bc59f351bea/analyst-account-origination-at-the-home-depot) at [The Home Depot](https://career.thegoodapps.co/organizations/the-home-depot) — Atlanta, GA
- [Blackstone Credit & Insurance – LCS, Restructuring, Senior Associate](https://career.thegoodapps.co/jobs/e41857d1-89fb-40ba-82d4-eeacb6b65c59/blackstone-credit-insurance-lcs-restructuring-senior-associate-at-blackstone) at [Blackstone Group](https://career.thegoodapps.co/organizations/blackstone-group) — New York, NY, $140,000 – $170,000
- [AVP - CSS (Methodology Development Group)](https://career.thegoodapps.co/jobs/4a79156b-addb-4b18-a823-022914086261/avp-css-methodology-development-group-at-moody-s-corporation) at [Moody's Corporation](https://career.thegoodapps.co/organizations/moody-s-corporation) — Full-time, New York, NY, $163,300 – $236,800
- [ANALYST TRADE CREDIT SERVICES - Account Origination](https://career.thegoodapps.co/jobs/c2380c20-d24d-43cb-ad0c-2051f37851e3/analyst-trade-credit-services-account-origination-at-the-home-depot) at [The Home Depot](https://career.thegoodapps.co/organizations/the-home-depot) — Atlanta, GA
- [Blackstone Credit & Insurance - Infrastructure Credit, Senior Associate](https://career.thegoodapps.co/jobs/51ab5d38-d2f8-4366-a52d-4e93fa23cfdd/blackstone-credit-insurance-infrastructure-credit-senior-associate-at) at [Blackstone Group](https://career.thegoodapps.co/organizations/blackstone-group) — $150,000 – $200,000

All 14 open roles: https://career.thegoodapps.co/jobs?q=Credit%20Analyst

## Likely next role (8)

Where Credit Analysts commonly go next: [Credit Manager](https://career.thegoodapps.co/occupations/credit-manager), [Risk Analyst](https://career.thegoodapps.co/occupations/risk-analyst).

- [Risk Analyst](https://job-boards.greenhouse.io/gomotive/jobs/8779213002) at [Motive](https://career.thegoodapps.co/organizations/motive) — Remote - Islamabad & Lahore (listed on Motive's own careers site)
- [Senior Associate, Credit Manager](https://career.thegoodapps.co/jobs/dc3a33e7-583b-47e3-8de4-288853ae867e/senior-associate-credit-manager-at-alliancebernstein) at [AllianceBernstein](https://career.thegoodapps.co/organizations/alliancebernstein) — Minneapolis, MN, $110,000 – $155,000
- [Senior Third Party Risk Analyst](https://career.thegoodapps.co/jobs/53066b22-0682-48a4-8253-b5b567cb93d2/senior-third-party-risk-analyst-at-moderna) at [Moderna](https://career.thegoodapps.co/organizations/moderna)
- [Credit Management Americas – Team Lead](https://career.thegoodapps.co/jobs/d2f8860d-a94f-46fe-8873-76a31b184d2a/credit-management-americas-team-lead-at-levi-strauss-co) at [Levi Strauss & Co.](https://career.thegoodapps.co/organizations/levi-strauss-co) — Full-time
- [Blackstone Multi-Asset Investing (BXMA)- Risk, Principal](https://career.thegoodapps.co/jobs/b2f92446-0b12-4152-84e9-d5af7107d7eb/blackstone-multi-asset-investing-bxma-risk-principal-at-blackstone-group) at [Blackstone Group](https://career.thegoodapps.co/organizations/blackstone-group) — New York, NY, $200,000 – $225,000
- [Proactive Risk Specialist](https://career.thegoodapps.co/jobs/fd0ab7ab-05dd-4afe-9148-d3d21ca45145/proactive-risk-specialist-at-intuit) at [Intuit](https://career.thegoodapps.co/organizations/intuit) — Atlanta, GA
- [Senior Fraud and Risk Analyst, QuickBooks Money Services](https://career.thegoodapps.co/jobs/e837d491-ff6f-4164-a749-5ae1da983331/senior-fraud-and-risk-analyst-quickbooks-money-services-at-intuit) at [Intuit](https://career.thegoodapps.co/organizations/intuit) — Mountain View, CA, $150,500 – $204,000
- [Staff Fraud and Risk Analyst - Fintech](https://career.thegoodapps.co/jobs/7871a2d1-532c-4da0-9ace-823f72a45b15/staff-fraud-and-risk-analyst-fintech-at-intuit) at [Intuit](https://career.thegoodapps.co/organizations/intuit) — Mountain View, CA, $168,500 – $228,000

## Roles similar to Credit Analyst (179)

From [Accounts Receivable Manager](https://career.thegoodapps.co/occupations/accounts-receivable-manager), [Actuarial Analyst](https://career.thegoodapps.co/occupations/actuarial-analyst), [Credit Authorizer](https://career.thegoodapps.co/occupations/credit-authorizer), [Financial Analyst](https://career.thegoodapps.co/occupations/financial-analyst), [Fraud Analyst](https://career.thegoodapps.co/occupations/fraud-analyst), [Investment Analyst](https://career.thegoodapps.co/occupations/investment-analyst), [Loan Officer](https://career.thegoodapps.co/occupations/loan-officer), [Loan Processor](https://career.thegoodapps.co/occupations/loan-processor), [Loan Underwriter](https://career.thegoodapps.co/occupations/loan-underwriter), [Portfolio Analyst](https://career.thegoodapps.co/occupations/portfolio-analyst), [Risk Analyst](https://career.thegoodapps.co/occupations/risk-analyst), [Senior Loan Officer](https://career.thegoodapps.co/occupations/senior-loan-officer).

- [Risk Analyst](https://job-boards.greenhouse.io/gomotive/jobs/8779213002) at [Motive](https://career.thegoodapps.co/organizations/motive) — Remote - Islamabad & Lahore (listed on Motive's own careers site)
- [Sr. Strategic Finance Manager (Remote)](https://jobs.ashbyhq.com/rula/0f7bbc19-be80-4263-858a-2a6a7ed1f904/application) at [Rula](https://career.thegoodapps.co/organizations/rula) — Full-time, Remote - United States, $166,000 – $192,850 (listed on Rula's own careers site)
- [Financial Analyst](https://sec.wd3.myworkdayjobs.com/en-US/Samsung_Careers/job/12100-Samsung-Blvd-Austin-TX-USA/Financial-Analyst_R120251) at [Samsung Semiconductor](https://career.thegoodapps.co/organizations/samsung-semiconductor) — Austin, TX (listed on Samsung Semiconductor's own careers site)
- [Financial Analyst](https://eevd.fa.us6.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_1/job/2027329/apply) at [Hearst Communications](https://career.thegoodapps.co/organizations/hearst-communications) — New York, NY (listed on Hearst Communications's own careers site)
- [Financial Analyst](https://rocket.wd5.myworkdayjobs.com/en-US/rocket_careers/job/AMC-San-Jose-CRI/Financial-Analyst_R2026-6685) at [Rocket Software](https://career.thegoodapps.co/organizations/rocket-software) — San Jose, CA (listed on Rocket Software's own careers site)
- [Financial Analyst](https://franklintempleton.wd5.myworkdayjobs.com/en-US/Jobs-Clarion/job/New-York-New-York-United-States-of-America/Financial-Analyst_869453-1) at [Clarion Partners](https://career.thegoodapps.co/organizations/clarion-partners) — New York, NY (listed on Clarion Partners's own careers site)
- [Actuarial Analyst](https://elevancehealth.wd1.myworkdayjobs.com/en-US/ANT/job/IN-INDIANAPOLIS-220-VIRGINIA-AVE/Actuarial-Analyst_JR204430) at [Elevance Health](https://career.thegoodapps.co/organizations/elevance-health) (listed on Elevance Health's own careers site)
- [Financial Analyst](https://onehealthineers.wd3.myworkdayjobs.com/en-US/SHSJB/job/PEK-CJ/Financial-Analyst_R-30257) at [Varian Medical Systems](https://career.thegoodapps.co/organizations/varian-medical-systems) — PEK CJ (listed on Varian Medical Systems's own careers site)
- [Financial Analyst, FP&A](https://career.thegoodapps.co/jobs/370b53bc-f0b0-4153-81f6-f9efa1e8a20d/financial-analyst-fp-a-at-hims-and-hers) at [Hims and Hers](https://career.thegoodapps.co/organizations/hims-and-hers) — Full-time, US Remote, $100,000 – $125,000
- [Financial Analyst](https://flir.wd1.myworkdayjobs.com/en-US/flircareers/job/US---Camarillo-CA/Financial-Analyst_REQ36259) at [FLIR Systems](https://career.thegoodapps.co/organizations/flir-systems) — Camarillo, CA (listed on FLIR Systems's own careers site)

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