# Senior Commercial Loan Underwriter

Hiring organization: [OneAZ Credit Union](https://career.thegoodapps.co/organizations/oneaz-credit-union)

Canonical page: https://career.thegoodapps.co/jobs/636cce0b-b146-4865-be6b-f9e2b40f9e76

Listed on OneAZ Credit Union's own careers site. Applications go to them directly.

- Employment type: full time
- Seniority: Senior
- Location: Phoenix, AZ
- Salary: 96664 – 120830 USD per year

## Summary

OneAZ Credit Union seeks an experienced underwriter to evaluate and structure complex commercial loans across real estate, term loans, and government programs, while mentoring junior credit analysts and ensuring portfolio quality. This role suits someone with 5-8 years of commercial lending background who can work independently on high-stakes credit decisions and guide others through best practices.

_Our summary, not OneAZ Credit Union's wording._

## Skills named

Financial Statement Analysis, Microsoft Excel

## Required

- 5-8 years commercial lending or underwriting experience
- Experience underwriting commercial real estate and C&I loans
- Advanced cash flow analysis and ratio analysis skills
- Knowledge of commercial loan documentation and covenant monitoring
- Ability to analyze complex credit decisions independently
- Strong written and verbal communication skills
- Proficiency with Microsoft Office applications

## Nice to have

- Bachelor's degree in Finance, Accounting, Business Administration, Economics, or related field
- NMLS registration (if applicable as mortgage loan originator)
- Coaching and mentoring experience

Apply on OneAZ Credit Union's site: https://job-boards.greenhouse.io/oneazcreditunion/jobs/4384129009